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How do the super rich handle their finances? Does Bill Gates' personal bank account actually say "$66,000,000,000.00 available"? I can't imagine him going down to the local Chase Bank to withdraw 50 bucks to pay the cleaner, so what happens instead?

超级富豪如何处理他们的财务?比尔•盖茨的个人银行账户真有“66,000,000,000.00(六百六十万)美元可用”吗?我无法想象比尔•盖茨本人会去当地的银行提取50美元来付清洁工的钱。
那么超级富豪到底是怎么处理这些事的呢?